Earn real yield on ERC-20 assets, borrow against collateral, and track every position across Ethereum and Plasma — all from one non-custodial interface.
The K3 Capital platform was built on a straightforward premise: yield should be accessible to anyone with an Ethereum wallet, not just institutional desks with direct protocol access.
Your tokens never leave your wallet until you sign. K3 Capital's protocol holds nothing — smart contracts execute on your behalf, verifiably on-chain.
Deposits route through Euler v2, Morpho, IPOR, and Liquity v2 simultaneously, spreading exposure and targeting the best available rate across 6+ audited money markets.
One dashboard. Every supplied ERC-20 asset, every borrow position, and the real-time health factor — updated every block, no refreshing required.
Ethereum mainnet and Plasma are live. More EVM networks arrive in 2025. Move liquidity where the yield is highest without juggling five different interfaces.
Getting from zero to earning takes four steps. No registration, no KYC for basic yield — just a compatible wallet and some ERC-20 tokens.
Click "Connect" in the top-right corner. K3 Capital supports MetaMask, WalletConnect, and Coinbase Wallet. Select Ethereum or Plasma as your active chain.
Filter vaults by asset ticker, source protocol, or APY. Each row shows the current supply APY and total liquidity so you know exactly what you are stepping into.
Approve the ERC-20 spend allowance — a one-time transaction per token. Then confirm the deposit. Gas is paid once; yield accrues continuously thereafter.
Switch to the Portfolio tab to watch balances grow. When you want out, hit Withdraw. Most vaults process instantly; a short queue applies only during extreme utilisation.
Need a deeper breakdown? Visit the questions page or read the ERC-20 token standard docs on ethereum.org.
A single deposit can fan out across several underlying protocols at once, rebalancing automatically as rates shift between Euler, Morpho, and IPOR.
Collateralise approved ERC-20 assets and draw variable-rate loans. The health factor updates every block; an alert fires before liquidation becomes possible.
Supply APYs refresh on each page load, pulling live data from underlying markets. No stale numbers, no marketing figures — just the current rate.
USDT, USDT0, NUSD, BOLD, EUROP, rsETH — the K3 Capital platform supports a growing roster of ERC-20 tokens, each vetted for contract security before listing.
The K3 Capital USDT0 Vault on Plasma currently yields 5.37% APY with $7.35 M TVL, powered by Euler v2 smart contracts deployed on the Plasma chain.
Toggle between modes at the top of every page. Preferences persist across sessions — small detail, but screen time matters.
All third-party protocol integrations are built on publicly audited contracts. Verify the code yourself on GitHub (Euler Finance) or Etherscan.
Honest answers, no sales language. If something is missing, head to the full K3 Capital questions page.
K3 Capital is a non-custodial DeFi platform that lets you supply ERC-20 tokens to audited vaults on Ethereum and Plasma, earning real yield without intermediaries. Think of it as a yield aggregator with a borrow layer on top — one interface, many protocols working underneath.
Connect a Web3 wallet, open the Earn tab, pick a vault, approve the ERC-20 token spend, and deposit. Yield begins accruing with the very next block. The whole process takes under two minutes if you already have tokens in your wallet.
The K3 Capital platform integrates only protocols that have completed third-party security audits — Euler v2, Morpho, IPOR, Liquity v2. All vault contracts are verifiable on Etherscan. That said, DeFi always carries smart-contract risk; never deposit funds you cannot afford to lose. Read the Wikipedia overview of DeFi risks for background context.
Today the list includes USDT, USDT0, NUSD, BOLD, EUROP, and rsETH. New ERC-20 assets are added after a security review of the token contract and an assessment of the underlying market liquidity. Check the Earn tab for the current full list.
Yes. The Borrow module accepts approved collateral tokens and issues loans at market-driven rates tracked in real time. Your health factor is shown in the Portfolio tab; it must stay above 1.0 to avoid liquidation. Repaying is one transaction.
K3 Capital is non-custodial — you keep your private keys throughout. Funds stay in your wallet until you sign a transaction. No sign-up, no ID verification, no counterparty holding your assets overnight. It is a meaningfully different risk model.
Each vault contract routes deposited tokens into one or more underlying lending protocols, automatically shifting allocation to target the highest available APY. You receive a vault share token representing your proportional claim on the pool plus accrued interest.
Currently Ethereum mainnet and Plasma. The team behind K3 Capital is evaluating additional EVM-compatible chains for a 2025 rollout. Watch the announcements channel on Telegram for timing.
The Portfolio tab aggregates every supplied asset, borrow position, total interest earned, and live health factor into a single view. Data pulls directly from the chain — no centralised indexer required.
There is no deposit or withdrawal fee in most vaults. A performance fee is taken from generated yield rather than principal; the exact percentage is displayed on the vault detail screen before you commit any funds.
Most vaults allow instant withdrawal subject to available liquidity in the underlying protocol. During very high utilisation periods a short queue may apply — typically resolving within hours as borrowers repay. The vault page flags current liquidity status.
The team behind K3 Capital integrates only protocols with published third-party audits, runs an ongoing bug-bounty programme, and caps TVL exposure per vault to limit concentration. Users can also review all contract addresses themselves on Etherscan. Diversifying across vaults further reduces single-contract exposure.
More detailed explanations live on the questions page. Learn about the team on the company page.